Federal Reserve Regulations

Paper copies

Paper copies of Federal Reserve regulations are available, free. Call any Federal Reserve Bank.

Regulations covering lending (Reg Z), savings (Reg DD) and leasing (Reg M) are of primary interest to consumers.

Paper documents are often easier to use. Free.

Online

Federal Reserve regulations are online in text (HTML) and PDF (Adobe Portable Document Format).

Regulations by Title & Reg. code A-FF
plus Misc. Interpretations & Capital Adequacy Guidelines

Regulations index page, all regulations:

Part 230--Truth In Savings (Regulation DD):

Regulation DD, Truth-in-Savings, 12 CFR 230; as amended, and Official Staff Commentary on Regulation Z; as amended. Paper documents are, respectively, 30 and 20 pages. Free.

Part 226--Truth In Lending (Regulation Z):

Regulation Z, Truth-in-Lending, 12 CFR 226; as amended, and Official Staff Commentary on Regulation Z; as amended. Paper documents are, respectively, 145 and 185 pages. Free.

Part 213--Consumer Leasing (Regulation M):

Regulation M's car leasing disclosure forms are in the Appendix, PDF-version only.

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NOTE: It's impossible to find Federal Reserve regulations by searching the Fed's websites. Almost every Fed document references a regulation, there are too many hits. The regulations were found by calling the Boston FRB. They've ''given out the URL at least 500 times.''