Attending the next meeting

It's your money!


Participants who own one of the CREF Variable Annuity funds will receive a proxy statement for the CREF meeting. TIAA does not hold an annual meeting, but usually has a proxy vote each year. The meetings are thinly attended by participants. I urge you to attend. This is your only chance to speak directly to the top management, and to be sure all the board members hear you. Assuming you have made up your mind, you should vote your proxy before coming to the meeting. You can always change your vote at the meeting by asking for a ballot.

The only reason CREF has an annual meeting is that they agreed to do so when settling with the S.E.C. in 1987.

Date and Time

The 2009 CREF Annual Meeting was on Monday, July 20, 2009, at 3:00PM, in New York City. It was at the company headquarters (address below.)

How'd they pick that date? Well, I noticed that it's precisely halfway between Memorial Day and Labor Day! Participant proposals had to be submitted by February 13, 2008. For the 2009 meeting, proposals will have to be submitted between October 14, 2009 and February 12, 2010.

The first official notice of the next meeting date may appear in the middle of a Quarterly Statement of your TIAA-CREF Account, or on the TIAA-CREF Web Site. So read them carefully! The official notice is an SEC-regulated Proxy Statement, which comes by mail or e-mail, several weeks before the meeting.

2009 Meeting: July 20, 2009 at 3:00 PM.
2008 Meeting: July 15, 2008 at 9:30 AM. (I missed this one.)
2007 Meeting: July 17, 2007 at 9:30 AM.
2006 Meeting: July 18, 2006 at 9:00 AM.
2005 Meeting: July 19, 2005 at 9:00 AM.
2004 Meeting: June 15, 2004 at 2:00 PM.
2003 Meeting: December 15, 2003 at 10:00 AM. (It had been scheduled for November 13, but due to CREF's errors in editing and mailing the proxies, it was rescheduled, and we paid for a second proxy solicitation.)

Tickets

Some public companies allow you to check a box on your ballot to request an admission ticket. CREF does not. On the cover of the Notice of Annual Meeting (i.e. the Proxy Statement), there is a line at the bottom with a telephone number to call if you want an admission pass. In 2009 this was 1-(877)-535-3910, ext. 222440. This gives you a voicemail box, where you leave your information. Have one of your CREF account numbers ready to read to the voicemail system. This both identifies you, and provides them with your address of record for mailing the admission ticket. In 2005, the voicemail prompt promised that the pass would be mailed within ten days, and it was. In 2006, I didn't receive my pass until a week before the meeting. I don't know if it's still true today, but at one time public corporations would admit you if you brought proof of stock ownership.

Note: You have to bring a government-issued photo ID to verify that you are the person in question. Read the restrictions on "large bags" and computers. There are other security rules to consider, like no cameras or recording devices. (Most corporate meetings are recorded by the company.) In 2005, my 12"x16"x4" soft nylon shoulder bag was prohibited. Fortunately for me, they checked it in the lobby, although they had warned that checking services would not be available. They ask you to turn off your cell phone, but they don't check whether it has a camera built-in to it.

Location of Meeting

The 2003, 2005, 2006, 2007, and 2009 meetings were held in New York City, at 730 Third Avenue, New York NY 10017-3206. They were in Wharton Auditorium, named after a past president, Clifton Wharton, Jr. . I attended a "Mid-Career" financial checkup in a large group, some years ago, in this room.

The 2004 meeting was held in Charlotte, NC, at 8500 Andrew Carnegie Blvd, between Exits 45 and 46 of I-85 North of Charlotte. The office park is just West of I-85. It was in a company auditorium which was about 40% full. I flew to Greensboro (GSO), which was much cheaper than Charlotte, but a 90-mile drive. Winston-Salem is a similar distance from Charlotte. Modest hotels outside Charlotte ranged from $40-$80 in 2004.

The 2008 meeting was held in Denver, CO, at the Colorado Convention Center, 700 14th Street, Denver, CO 80202.

Physical Setting

Like any corporate meeting, there will be security guards in business attire everywhere. There was no problem leaving the room to use the rest rooms on the same floor, and re-entering the room quietly. When you arrive, look for a table with printed handouts on it. There's likely to be ice water on a table outside the meeting room.

Don't be startled if there's a peaceful demonstration in front of the building. It won't affect your ability to enter the lobby and show your ticket and identification. At a winter meeting, participants were ordered to carry their outerwear, rather than wearing it to the elevator. I have a feeling this was related to exposing posters for a demonstration, rather than any fear you are "packing heat". But for the first time in 2005, they used a metal detector arch at 730 Third Avenue for the meeting.

You might be given a "Visitor" ID badge, probably adhesive-backed, to display on your chest. It won't show your name. If they don't use badges, keep your admission pass with you at all times. You may have to present it again. You don't have to remember which floor you're going to. There will be a dedicated elevator with an operator to prevent you from going anywhere else.

The front row or two may be set off for seating by the TIAA trustees and TIAA-CREF management.

(Note that these agendas are the ones handed out at the meetings. The agenda that's printed in the proxy seems to be "preliminary".)

2009 Agenda

  1. Welcome and Introductions by Maceo K. Sloan, Chairman of the College Retirement Equities Fund
  2. Introductions and Remarks by Roger W. Ferguson, Jr., President and Chief Executive Officer, College Retirement Equities Fund
  3. Remarks by Edward J. Grzybowski, Senior Managing Director, Chief Investment Officer, College Retirement Equities Fund
  4. Election of Trustees
  5. Ratification of selection of auditors
  6. Opportunity for questions
  7. Report of balloting results
  8. Adjournment

2005 Agenda

  1. Welcome and remarks by Mr. Herbert M. Allison, Jr., Chief Executive Officer
  2. Remarks by Scott C. Evans, Chief Investment Officer  [In 2005, he took investment-related questions after speaking. They had hoped that purely socially-responsible investing speakers would wait for the general question period later. T.H.B.]
  3. Election of Trustees
  4. Ratification of selection of auditors.[We hadn't voted on auditors since 2000. T.B.]
  5. Introduction and discussion of one participant proposal
  6. Opportunity for questions
  7. Report of balloting results
  8. Adjournment

2004 Agenda

  1. Welcome and remarks by Mr. Herbert M. Allison, Jr., Chief Executive Officer
  2. Remarks by Scott C. Evans, Chief Investment Officer
  3. Election of Trustees
  4. Introduction and discussion of five participant proposals
  5. Opportunity for questions
  6. Preliminary report of balloting results
  7. Adjournment

Speaking

The proponent of a proxy proposal gets 5 minutes to present it. Other speakers are limited to 3 minutes.

There are two likely times to speak. One would be "on" one of the participant proposals. The other would be during the general comment period. When Mr. Allison recognizes you, an attendant will bring you a wireless microphone. Do not attempt to hold the microphone. This is to prevent you from "seizing" the floor! I will say that no one was forced to stop speaking at the meetings I've been to. (At the Con Edison meeting, there's a "quiz show" timeclock on the dais, and a loud hockey-buzzer when your three minutes run out.) When you start to speak, identify yourself, and where you are a participant.

I've found that it's better not to try and pack too much into your speech. If you can speak slowly and thoughtfully, you may be more effective. One question is whether you wish to force them to wait to the end of your speech to answer your questions. This can be done with your voice and compositional structure, but you also risk their not remembering all the questions in the body of the speech. It may be best to put your questions all at the end.

Etiquette

After you speak, do not immediately sit down. Aside from courtesy, this increases your chance of following up your question, or getting a conversation going with the person you addressed. I sat near the trustees because I wanted to include them in my presentation. But you'll have to decide where you want to sit, depending on space availability. If I'd been forced to sit in the rearmost rows in 2003, the posters held up by some motion-supporters might have blocked my view during the presentation of those motions. In the New York auditorium, it's been necessary to chose between a seat either on the right, in front of Mr. Allison's lectern, or on the left, in front of the trustees.
Copyright © 2009 Timothy H. Buchman
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Published: January 10, 2004
Modified: July 24, 2009