Important  Disclaimer!  Pease  Read!




Opinions expressed here are those of J. F. Phillips, a total amateur and may be entirely
inaccurate and off the mark. Do not trade on the basis on these opinions. They are mostly
for entertainment purposes and for those curious about what goes on in the mind of J. F. 
Phillips. Always seek professional advice and independent verification before making a 
trade and remember...J. F. Phillips may have positions in the underlying investments 
mentioned. This sure as hell is not an offer or solicitation to trade in anything!

Monies given me are voluntary and mine to keep. No refunds. Record keeping shall be skimpy,
perhaps non-existent. J. F. Phillips is not responsible for users' tax situation.

Figures derived from sources believed reliable and accurate, but some may have been 
revised and/or corrected since first publication. And sometimes I can't read my own 
writing and enter a wrong figure or I get one item confused with another similiar
item. Institutions can also make bad investment decisions and institutional goals 
may differ from individual goals. Figures are not to be construed as recommendations
or an indicator of future action. Heads up out there, okay?

Cosmic Investor attempts to be a onestop site for the busy investor. I surf the
web constantly looking for informative and fee free sites to bring to mention 
hopefully saving time and trouble. Cosmic Investor attempts to provide accurate, 
reliable market information from sources believed to be accurate and reliable 
but J. F. Phillips himself cannot neither attest nor guarantee the accuracy and/or 
reliability of anything! J. F. Phillips is an amateur investor, not a professional 
and may have positions in underlying stocks. Although Cosmic Investor provides 
links and data tending towards advice and/or recommendations, users should conduct 
further individual research and/or consult with an investment professional before 
making any trade decisions.

I make no claims as to the worth of anything on this site nor claim, state, or imply
the total and complete result that can be obtained from anything found on this site,
nor to its fitness or suitabity to any purpose. I will not be liable to anyone or any 
party in anyway for any personal and/or financial loss and/or damages suffered.